We are proud to have offices in Centennial, Littleton and Castle Rock, but many of our patients come from all corners of Colorado. To schedule an appointment please call us at 303-796-7676.
At Endodontic Associates, we make every effort to provide you with the finest care and the most convenient financial options. To accomplish this we work hand in hand with you to maximize your insurance reimbursement for covered procedures. If you have any problems or questions, please ask our staff. They are well informed and up-to-date. They can be reached by phone at 303-796-7676. Please call if you have any questions or concerns regarding your initial visit. Please bring your insurance information with you to the consultation so that we can expedite reimbursement.
How Dental Insurance Works
Understanding how dental insurance works can be difficult. Here are a few facts that may help:
Dental insurance is a contract between your employer and a dental insurance company.
Dental insurance, generally, does not pay all costs of service.
Dental insurance, generally, does not pay for every type of service performed.
Any amount not covered by insurance is the patient’s financial responsibility to the dental office at the time of service.
At the time of service, the patient’s portion of the payment responsibility is only an estimate. The amount of the patient’s precise financial responsibility is determined by the dental insurance company after the claim has been filed. A final statement is then issued to the patient. Most questions regarding your statement are best directed to your insurance company.
Our office is happy to file the dental claim on behalf of the patient, for the insurance company’s service benefit. The terms of the insurance are between you, your employer and your insurance carrier. The dental office has no control or influence regarding the coverage you receive from your insurance carrier.
There are innumerable variations in what dental insurance plans pay.
Some dental plans require a deductible be paid before insurance coverage begins for certain types of dental work.
Most dental plans have a limited amount per year that they will pay for dental services. Once that limit has been reached, the patient is responsible for full payment of services until the plan renews.
Your dental office has very limited resources in determining your personal, specific coverage. In order to be financially prepared for your dental visit, you need to know your dental plan. Ask your HR contact at work, look online, or call your insurance company to get the details of your policy.
Endodontic Associates Insurance List--PPO plans (updated January 2011)